Three Additional Things You Must Do Before January 1st

Did you act on the first part of this  article? I am sure you did. It is the application of knowledge that determines whether it’s going to be profitable to you or not. So take those steps right now!

Every year you have 365 days, 8,760 hours, and 525,600 minutes. Most people will use all these in 2019 and still remain the way they were in 2018. It is only those who planned what to do with it will stand out in their generation. That’s why in the world of over 7.7 billion people, we have only 2,208 billionaires. Can you imagine that?

If you do not know what to do with 1440 minutes on the first day of January, you won’t know what to do with 525,600 minutes in 2019. Success is a product of deliberate actions taken by someone who wants it by all means. If you fail to state clearly what you intend to do with 2019, you have already planned to fail. So, these are three more important steps you must take before the first day of 2019.

5. State Clearly the Amount of Money You Wish to Save.

If you ask any billionaire the fist step he took to get to where he is, he must mention the power of savings. You cannot invest the money you don’t have. Even if you have the money, it will be difficult for you to invest a large amount of money at once. But you can do that by saving some amount of money on daily, weekly and monthly basis.

The easiest way to save is to have a target. How much would you want to save from January to December? Your income determines your target. If you save N100 daily, you will have N36,500 at the end of the year. If you save N500 daily, you will have N182,500 by December 31st 2019. If you save N1,000 daily, you will have N365,000.

If you can save N5,000 daily, you will succeed in saving N1,825,000. But if you really want to deny yourself of pleasure throughout the year and save N20,000 daily, you will have N7,300,000 cooling off in your account! Chose an amount of money you wish to save and start immediately. In fact, if you start right now, it will be very easy to continue by the beginning of the year.

If you want to be financially free, you must be ready to pay the required price. Stop waiting for the day you will hit it big. Of course, I believe that you can hit it big one day, but you can start the journey gradually.

Whenever people complain that their income is too small to save from, I usually tell them that they may remain at that level the rest of their lives if they fail to pay the required price from today. If you are not ready to pay the right price that will lead to abundance you can never walk out of poverty. So the choice is yours. I  stated clearly how to save in my books, Twelve Pillars of Financial Success and 15 Laws of Money. Grab them immediately and learn more about savings.

6. State Clearly the Project You are Saving the Money For.

Whenever I talk about savings I encourage my audience to have a reason for doing it. Don’t just dump your money in the bank. Why do you want to save? What project are you looking forward to embarking on within the next one year? What impact will the project have in your life and that of your family?

If you don’t have any project in mind, I will suggest you invest in real estate. I said in my book (15 Laws of Money) that the only real business on earth is real estate. Lands and houses are so powerful that the owners are called landlords! That is, they are the lords of the land. They can change your mood in one minute by either increasing your rent, or asking you to leave their house.

Landlords are powerful sets of people. I want you to be one of them. So start saving from this day to acquire at least a plot of land. The root cause of poverty is the inability to have what you call fall back on if something untoward happens. I know some billionaire business owners many years ago who are literally begging to survive today. If you fail to invest today you may regret it tomorrow.

The day I saw the picture of where Transcorp Hilton hotel was built in the 80s was the day I know the power of real estate. It was literally built in the bush. But today, it is located in a highbrow area called Maitama in Abuja.

Where we call Lekki phase one in Lagos today used to be forest in the 80s. But look at what it has become. I’m sure those who know the value of real estate bought lands there for N50,000 then.

We can actually help you to find good locations in Abuja, Lagos and in South East. So if you are interested in buying land within the next one year, call 07032681154. The best time to invest in real estate was ten years ago, the next best time is today. The choice is yours!

7. Read 24 Books Within the Next One Year.

If you have read any of my books you will discover my love for books. Developing the habit of reading changed my thinking and transformed my entire life. Forcing myself to read great books has taken me to places I wouldn’t have been to in this life. From the moment I discovered the power of reading till today, I have never stopped reading.

Stop saying you don’t have time to read, do you have less than 24 hours? Whenever I help someone that says he doesn’t have time to read to calculate the things he does daily, we usually have three or more extra hours he could have used to read.

If people like Aliko Dangote is still reading, you don’t have any excuse. The other day, Bill Gates shared the books he read this year on Twitter. These are multibillionaires who are running multibillion dollars conglomerates, yet they have time to read. You have no excuse my friend.

You cannot apply the knowledge you don’t know. There is no magic that can transfer the knowledge in a book you did not read into your brain. So sit down and read at least two books every month starting from this minute.

Turn Off that television and read. Reduce the amount of time you spend in chatting with people. Unless you are running an online business, otherwise you should spend more time reading than chatting on the social media. The choice is yours.

Jim Rohn said, “Reading is essential for those who seek to rise above the ordinary.” Dr Seuss opined, “The more that you read, the more things you will know. The more that you learn, the more places you’ll go.” Groucho Marx puts it this way, “I find television very educating. Every time somebody turns on the set, I go into the other room and read a book.”

Wisdom is profitable to direct!

If you wish to order for some of my books like; Twelve Pillars of Financial Success, The Untapped Treasures, The Entrepreneur, 15 Laws of Money, Increasing Your Capacity for Exploits, Higher Life in Christ and Wonders of Faith, kindly call 07032681154 or simply visit the shop page to order now.

If you wish to continue to read articles like this from next year, kindly scroll down and sign up for my newsletter.

Don’t forget to to share your thoughts at the comment section below.

Keep soaring!

Copyright 2018: Reprint, curation, adaptation, or re-posting this article without the consent or approval of is a copyright theft.

Similar Posts


  1. Powerful tools to get to my promise dland ie in achieving my destiny tanxs my mentor but only self discipline is the cost for these.

  2. thanks so much for educating us once again.. I am so elated to have known you .with your guidance and teaching we must succed.

  3. Happy new year!
    I have been your addent follower on facebook, and wish to participate live in your programmes. I live in Aba.
    Also, am interested in the 7 books.
    Thank you

  4. Thank you, God is using your write ups to bless my life. Am moving forward every day. Doing what I think is impossible. I have written my own book. Glory to God. I cannot fail. Thank you sir.

Leave a Reply

Your email address will not be published. Required fields are marked *

one × one =